Renting vs. Buying

what are the benefits of renting vs. buying a house?

Buying a house in the Netherlands:
an overview of the pros and cons

For many expats, renting seems the obvious choice. It may give you a sense of flexibility, but renting is a short-term-solution. In the long run, the pros of buying a house will always outweigh the benefits of renting. 

Even though it seems expensive, buying a home can save you a lot of money. It may involve more commitments, but it gives you more opportunities as well. You can really make your house a home with an owner-occupied property. Customizing the whole property while building equity; for many this is a dream come true. 

Let’s take a look at the pros and cons of renting vs. buying. 

Renting vs buying, mortgages for expats







our most frequently asked questions


Curious to see what amount of mortgage you can get with your current capital? Our mortgage calculator gives you an indication of your maximum mortgage based on your salary. Plan a free consult with one of our advisors to find out what your exact maximum mortgage amount is with the current interest rates. 

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When buying a home, your monthly costs will consist of:

  • mortgage payments
  • insurance policy
  • energy costs
  • water costs

Note: If you buy an apartment, costs for the association of owners (‘Vereniging van Eigenaren’ or ‘VVE’ in Dutch) may apply as well. They arrange the maintenance for the building that your apartment is situated in. 

First things first, you’ll need to estimate a budget to start your search for a dream home. Our advisors can assist you with taking inventory of your capital. How much savings do you have? What’s your maximum mortgage amount? What additional costs can you expect? 

During the first free consult, our advisors will thoroughly review your situation. Based on this consult, they will present you with all your possibilities and they’ll give you an expert recommendation. 

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Mortgage Broker Niels Peters Brickle Mortgages

Looking for a mortgage advisor that specializes in expat mortgages?

Our advisors are happy to help. Schedule your first appointment without any obligation to discuss your situation! 

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free consultation

For a calculation of the exact maximum amount you can borrow, more details are needed such as age, type of employment, available own money, other financial obligations, etc. Our advisors will be happy to calculate this amount for you with the appropriate background information from you.

Please schedule a consultation for the purpose of exploring your maximum mortgage capability.

The calculation is only an initial indication of the maximum amount you could potentially borrow based on the income information you entered and a current 10-year fixed interest rate. No rights can be derived from this calculation and therefore does not constitute an offer or advice to buy or modify a product.