Uncategorized Archives - Brickle Mortgages

Important changes to the 30% tax ruling

Starting January 2025, the exemption for your assets in Box 3 (tax) will no longer apply. This means that you may be required to pay taxes on your worldwide income and investments based on the deemed income system of the Dutch tax law. To counteract this, it’s worth considering transferring (a portion of) your assets into Box 1 by purchasing a home. This strategic move will positively impact your future tax liability in Box 3 and simultaneously save you a significant amount on rent expenses.

Buyer Protection Certificate explained

This innovative tool empowers buyers to make offers without financial clauses, providing numerous advantages such as reduced financial risks and a stronger position in the eyes of sellers. Our Buyer Protection certificate is versatile and can be used for both existing properties and new-build homes. It’s the key to placing a secure bid.

Navigating Dutch Mortgages for Expats: 8 Important Conditions

Dive into the world of fixed and variable rates, empowering yourself to make savvy decisions that align with your financial goals. Acquire a profound understanding of the current mortgage rates, and confidently navigate the intricacies of the Netherlands’ real estate market. Arm yourself with knowledge for a strategic and informed approach to your home financing journey.

Unexpected Illness While Owning a Home in the netherlands

Discover strategies for managing mortgages during long-term illness, including smart borrowing, creating emergency savings, and exploring housing cost insurance. Stay informed about government benefits, adapt your budget, and foster open communication with your lender. Brickle Mortgage is your trusted ally, providing expert advice and tailored solutions for expats navigating unexpected health scenarios in the Netherlands.

Should I get a Fixed or Variable Mortgage Rate?

Learn about the nuances between fixed and variable rates, empowering yourself to make informed decisions aligned with your financial goals. Gain a deeper understanding of current mortgage rates and navigate the complexities of the Netherlands’ real estate market with confidence.